Creating a super legacy

As the average balance of self-managed super funds edges ever closer to $1 million, the need for a comprehensive succession or estate plan for your SMSF becomes absolutely critical. We have identified estate planning as the number one thing where trustees of SMSF are being let down.

Simple strategies to boost your super nest egg

The following is a guest post by Lloyd Harris of Ord Minnett (Gold Coast).

By taking a few simple steps, people are able to secure a more comfortable retirement for themselves and their loved ones.

Let’s take a look at a few basic strategies which can improve your outcomes through time.

Apps to make managing your SMSF easier

One of the things we are passionate about at Superfund Partners is making the administration of your SMSF easier to enable you to spend more time on things that are important to you.

We know that many of you utilise various smart phones and tablets.  

Lonsec delivers subscribe recommendation on Medibank IPO

The following article was originally published online in Professional Planner magazine on 26/10/2014. View the original here.

Lonsec Stockbroking has released a research report on Medibank Private Limited (MPL) delivering a subscribe recommendation to advisors and investors for Australia’s largest privatisation since Telstra.

What is a re-contribution strategy?


A re-contribution strategy is just that; a withdrawal of your superannuation benefits and a re-contribution back into super.

This is probably the simplest and easiest of strategies to implement that can guarantee:

  • Tax savings for you
  • Tax savings for your beneficiaries when you die
  • Access to increased Centrelink benefits

Contribution caps have increased – you need to know this!

From 1 July 2014, the superannuation contribution caps have increased, allowing an opportunity to place more money in that beautiful tax effective environment called superannuation. The contribution caps control the amount you can place into superannuation each year without facing penalty tax.  If you are at least 50 you have higher contribution caps.

Tax ruling confirms strategy for under 60 retirees

As recent update by the ATO has confirmed that in certain circumstances, someone under the age of 60 (but over their preservation age of at least 55) drawing a Transition to Retirement Income Stream (TRIS) may take a tax free payment from their SMSF – but only in certain circumstances.

Spring clean your SMSF

Remember when you first started your SMSF?  It may have been only recently, or it may have been decades ago – but regardless of how old your fund is, it may be time for a little spring clean.

This is where we can help – we love helping our clients get the most out of their SMSF and sometimes less is more.  

Should my SMSF participate in the Telstra share buy-back?

The following article was originally posted by Aaron Dunn of the SMSF Academy (and friend of Superfund Partners) on 8 September 2014. You can read the original article here.

The announcement of the Telstra share buyback has had many SMSF trustees salivating at the prospect of franking credits to boost their SMSF investment returns for the 2014-15 financial year.  

Tougher times ahead for self-managed funds?

When the global financial crisis savaged retirement savings in 2008, many self-managed super funds escaped the devastation better than other super funds.

What’s behind this better performance?

There’s nothing inherently better about DIY funds – but a likely reason was their asset allocation strategy.